The Focus
Established in 2008, we set out with a straightforward goal: to simplify risk by focusing on what matters most-analysis, coverage, and service. Every day, we adhere to these principles. In today’s dynamic economy, both business and personal aspirations deserve elite risk guidance.
Founder, CEO
Ryan Toto, CPIA is a graduate of Johnson & Wales University’s Hospitality College in Providence, RI. His career includes roles at Marriott, Enterprise Rent-A-Car, and Allstate. In June 2007, Ryan began an apprenticeship with EMAR Group in Livingston, NJ, where he learned from some of the industry’s top leaders.
In August 2008, Ryan established Toto Group, LLC. Since then, he has successfully integrated insurance with hospitality, creating a unique customer-focused experience.
Why do business with Toto Group, LLC.?
Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is.
When it comes to something as important as insurance, it’s imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.
At the end of the day, what separates one agent from another, is their ability to proactively service their policy holders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients.
Independent Agent Vs. The Rest
Here is a quick comparison of the differences between an independent agency like us, and the various other types of companies that are out there:
If you’d like to get started with a complimentary quote and/or policy review, we’d be happy to help you any way we can. Simply complete the fields below to get started online in a matter of seconds.
We appreciate the opportunity to help you, and look forward to servicing your insurance needs! Feel free to call us directly if you have more detailed questions.